Surrogacy in Florida
If you are an intended parent curious about how to find a surrogate mother in Florida, this page will give you all the information you need and help you navigate surrogacy in Florida.
When you’re starting out your surrogacy journey, it’s okay to have questions like:
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These clinics support the whole process of IVF which includes extracting eggs from the donor, fertilizing the eggs in the laboratory and then embryo transfer into surrogate mother.
However, just keep in mind that the ART success rate depends on the surrogate mother’s particulars; age, number of embryos transferred, previous birth history or if they’ve had any miscarriages.
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IVFMD/South Florida Institute for Reproductive Medicine – South Miami, FL
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New Leaders in Fertility & Endocrinology – Pensacola, FL
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Fertility Center & Applied Genetics of Florida – Sarasota, FL
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BocaFertility IVF Center – Boca Raton, FL
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Assisted Fertility Program – Orlando, FL and Jacksonville, FL
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Fertility Center of Orlando – Orlando, FL
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Florida Institute for Reproductive Medicine – Jacksonville, FL
Surrogacy laws vary in each state of the US. Therefore, experienced surrogacy agencies cater to the needs of surrogates and intended parents in different states differently – keeping the specific legal framework in mind.
One of the major benefits of working with a trusted surrogacy agency is that all the legal aspects are taken care of for you. Our expert legal team ensures that both parties; surrogate mother and intended parents are legally safe throughout their journey and even after the baby has been delivered.
As an intended parent, it’s important for you to understand the overall surrogacy cost (including agency fees plus all other expenses). For intended parents living in Florida, full-service surrogacy agencies offer flexible, customized packages.
These packages include management fees, legal fees, surrogate compensation, travel expenses, insurance, mother care, egg procurement costs and IVF (without any hidden charges).
Estimated Surrogacy Cost & Fees Include:
| Surrogate Mother Compensation | $46,000 – $65,000 |
| Surrogacy Agency Management Fees | $22,000 – $30,000 |
| Legal Fees | $7,000 – $12,000 |
| Medical Screening, Medications & Embryo Transfer | $8,000 – $13,000 |
| Surrogate Mother Prenatal and Delivery Care | $12,000 – $28,000 |
| Other (travel, monitoring, other insurance etc.) | $2,500 – $4,800 |
Estimated Surrogacy Cost & Fees Include:
Surrogate Mother Compensation
$46,000 – $65,000
Surrogacy Agency Management Fees
$22,000 – $30,000
Legal Fees
$7,000 – $12,000
Medical Screening, Medications & Embryo Transfer
$8,000 – $13,000
Surrogate Mother Prenatal and Delivery Care
$12,000 – $28,000
Other (travel, monitoring, other insurance etc.)
$2,500 – $4,800
A common question many intended parents ask is “Are any expenses related to surrogacy tax deductible?” The answer isn’t as straight forward as you would hope.
First, you’ll need to prove a “medical need” in order to be able to deduct surrogacy expenses. As of now, the things that have been allowed to be deducted based on medical need include: the cost of freezing your eggs, the cost of a sperm donation, or even the freezing of sperm, IVF costs including post-procedure costs connected with that process, the egg retrieval process, which includes the donor’s fee, and the medical and psychological testing, plus the agency and legal fees all related to the egg donation process. The medical costs for the baby after the baby is born can be deducted as “medical need.”
Questionable costs that may or may not be able to be deducted based on your contract include: surrogacy compensation, the medical bills before and during the pregnancy for a surrogate, the medical insurance related to a surrogate, and then the agency and legal fees related to getting a surrogacy contract in place.
You can also consult with you’re a tax professional abut filing a Private Letter Ruling (PLR) to get permission to deduct expenses that are not 100% clear in the current tax law.
This one is very important! As an intended parent, you definitely want to know if your insurance will cover surrogacy or whether it has surrogacy exclusion.
With the increasing demand for surrogacy, a lot of insurance companies are only limiting their contribution to just the infertility treatments, typically covering the costs during In Vitro Fertilization (IVF) to create the embryo. Hence, your insurance may not cover your entire surrogacy expenses.
As for insurance coverage for a surrogate, the intended parent will purchase a supplementary insurance that can run a premium of $10,000 and deductibles start at $15,000.
The best course of action for you would be to talk to your surrogacy professional, a financial advisor, or an insurance broker about this. Any good surrogacy agency will have a free insurance review available for you as part of their screening process.
In case, you’re unable to cover the costs via insurance, there are still some affordable financing options to help you achieve your dream.
Looking for a surrogate in Florida? Find out about the entire surrogacy process for Intended Parents in Florida by contacting us today.
surrogacyinflorida.com is sponsored by Family Inceptions Surrogacy Agency with a goal of connecting interested intended parents with a qualified surrogacy agency. Completing this form will allow professionals from Family Inceptions to contact you to provide additional free surrogacy information. Submitting your information does not commit you to the surrogacy process or to working with Family Inceptions.
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